Industrial Special Risks is a type of insurance policy for medium to large businesses that typically have over $5 million in insured asset values, although this does vary by insurer. An ISR policy is often referred to as an ‘all risks’ policy as it covers a broad range of perils unless specifically excluded from the policy. The policy is designed to protect you from damage and consequential loss to your physical assets, including buildings, stock, plant and machinery.
What does a typical ISR Insurance policy cover?
- Damage to buildings, contents, stock, plant and machinery
- Business Interruption – Loss of profits, revenue or rental income
- Accidental damage to property
- Glass breakage
- Flood, varies by insurer
- Machinery breakdown
- Removal of debris
- Theft and burglary
- Art work
Why Choose HIB?
- Expert Knowledge & Assistance
- Dedicated Claims Team
- We are your trusted advisor
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